Apr 5, 2016|
Guests Stephen Gardner, Tara Jorgenson and Jennifer Leavitt join Greg and Deanna to discuss issues affecting our community right here in the Northwest.
Automatically Generated Transcript (may not be 100% accurate)
Conversations under host Greg Thomas asked thanks for spending some time with us this weekend joining me. This segment is Stephen Gardner author of a bridge over troubled Wall Street good morning. Good morning Greg thank you for having me on your show. It's great to have you with us today and join us as we look at the issues that affect us here at home and our community. And across the nation as another tech giant announced that it will be moving into south lake union here in Seattle the cost of everything in the city will start to look toward the sky high again a traditional way we invest money. And housing will requirement to pick up stakes and move outside the city even further meanwhile. Another traditional means for investing your hard earned money it's the stock market that tumor is looked. That's shakier than anticipated with a rough start to toys sixteen after an already tough 2015. Stephen Gardner a safe money specialist and author of a bridge over troubled Wall Street. Joins us today while the market always be risky Stephenson just another angle now. Well I don't understand Stephen maybe you can help me figure it out because I'm not very good test. Why are people losing eight to 10% when the Dow Jones average is so high think it was 171000. Something at the time of tape. Well that's because last year it was over 181000. So it is they now. You know the market will always says he said it'll be up and down. And it just depends on your your patients. With staying in the market and sticking it out or whether you are at a time in your life where. You rather have contractual earnings and and know what you're gonna get vs speculation. Or perhaps you you need to take income. And you simply can't rely on a roller coaster of up and down movement. To take the consistent stream of money that you need to live. How does the market look different now then say I mean ten years ago might have been too short for ten or twenty years ago what are the differences and similarities right now. You know we that the market everything is moving faster as we. Got into the digital age especially starting after the dot com bubble. Everything is starting to move on line and there's been a lot of disruption. For good and her bad we had companies like Kodak. That were hundred million dollar companies with thousands of them will lead and thousands of locations. Filed for bankruptcy. In the same month that it mr. Graham whit only. Handful of employees was purchased by FaceBook for over a billion dollars so. Things have changed you know there's the digital disruption has changed a lot of things. That the corporate landscape Wall Street. Continues. To eat out every penny that they can't whip cuts moving jobs overseas. Downsizing. Moving across the country whatever it may be either so much pressure. On the east publicly traded companies and CEOs. To produce returns that many times they cut corners and and down on top. We get these bubbles housing bubble or technology bubbles or. The Federal Reserve has been pumping 85 billion dollar. A month into the bond bubble so they're they're all these little things that pop up. That's making this a very volatile landscape. And we've seen a lot of ups and bail them we're seeing that now and August of 2015. When we saw the market dropped by double digits it's started to come back eventually ended negative for 2050. And that 2016. At one of the worst stock market starts in the last 100 years so it's definitely very volatile. And and people need to become educated and look for probably had a white stabilize my portfolio going forward. In an election year how. How much if indeed does the stock market pay attention to the things that these candidates are saying and doing and how much will it be affected do you think by a certain candidate perhaps becoming the Victor in this battle. Yet you know I don't know who's I don't know who's gonna win there's a lot of voices clamoring non on issues. It from both parties. But what typically happens the pattern that that you see that says you look over history is. The closer we get to the election the more volatile the market will become. And then once there is a new president elected and we go into 2070. You'll see regardless of which party. Which party comes out the Victor you'll see a combing in the market and then from there it'll all depend on on the new president. On what he or she decides to do with the country and how they start to you know build out their plan for the next forty years. Sounds like 2016 could be up to evolve towards speaker for the the for the stock market here in America. That your own experience with the seat mile it's on the blossom retirement money in the stock market. The change your views on investing in what happened. Yeah absolutely. It changed him in a major way. And unlike. Well I mean they'll all almost everybody that I helped with their financial planning. They may have some kind of drop. In in 2007 and 2008. Anywhere from 38 that's 60% of the highest I've ever dealt with. I personally while 38%. In my 41 K. From a from a company in the past and it was very devastating to see. All all of the money that I had been setting aside for many years and also my employer. It's their contributions. Just kind of evaporate. In a very short period of time and then DBS and 500 where I have my money placed it took quite an app gears just to get back to break even. And so I actually ended up liquidating at temple in my money out. And moving on to what I believer our our fate awaits you grow money. Think that I can read up on have a little bit more control than that are as correlated to the stock market. And so. That that's what my messages to people would agree over a Wall Street is you've got you've got to take responsibility nobody cares about your money as much as you. I you've got to be very cautious of all the speed they're being. Why at least skimmed off the top of your money and how that will ultimately affect you after a career. You know working over a lifetime. And then just understanding. What are what are the ways but the bulk you're really rolling their money it is a real estate is that lending. Is it alternative investments you know he that that's where people really need to be an educated in and one thing that I talk about my book that. It but it is eye opening for over 90% of the people that read it is something called self directed program. Most people don't realize that you can actually take control of higher res well IRA's set fire rate at all or one case. And you can lower your east almost nothing and then you can take 100% control your money. So I have an entire chapter. Dedicated to becoming self directed and basically managing your own money taking control of your own future. And and and and where your money is growing. He Stephen Gardner author of a bridge over troubled Wall Street OK so you're saying that if you can take control of your own bout of over your own investing that you can cut out some of these species and and maybe some of the middle men and women that are in the process how much of the fees paid to financial professionals affect. How much someone truly makes in the stock market. That's a great question. I'm gonna I'm gonna go back to John Bogle that the failure founder of vanguard because he get the best example of best buy he he basically says. That it if you're paying. 101%. Fee you're basically gonna lose around 23% of your money to eat. If you were paying a 2% B you're gonna lose over 45%. If you are at a 3% level which could mean many 401K is our most people don't know it. You're you're looking at looting over 64%. Of your money. So what that means Greg is. You go into these these brokers you go into your 40 in case your mutual funds and they'd say. You put up a 100% of the money. And you take on a 100% of the risk exposure. But at the end of the day we're gonna take anywhere from twenty to 60% of your earnings over your lifetime. And leave you with the rest. And so what happens is over the course of a lifetime if you do look financial autopsy. On somebody's money they almost always end up with just a little bit more than what they contribute at. The growth is almost always eaten up and beat so give an example. You know let's let's say do you have a 100000 dollars with a 1% management speak and your money goes up like 5% this year. In your mind you're thinking OK 5% on a 100000 that's 5000 dollar might my money is now uttered by Al. Well band that these brokerage account they come in and a sweet 1% off which would be a 1050 dollars. So you you really start the next year with 1300. What's it near a 103950. Dollars. And if you look at that if he picked up. Albert fifty dollars divided into the five album that they ruin your money fight that's over 40% so that took over 20%. The growth that you had that year in these. So they're they're very good at making it sound like well we're only taking a one to 2%. I call this Wall Street buddy now. You realize that many times you're growing your financial planner is retirement account more than you're growing your own. So it's possible Clinton managed to sun Airpwn via your book could bridge over troubled what Wall Street you can learn how to. Sort of manages things your own health. Down on. Oh yeah absolutely I'll give you a great example I have theory that all the bishop. India Chicago area. Good amount of money in the war one K he was convinced that he wasn't paying any speed. I and I said how how could you not being OK hang any speed and he said well they eat they never sent me an invoice they never charged my my credit card and I said. Doctor dirt they're just taking it off the top. And you know he he was a little bit reluctant on now so we did a conference call with with his group are all bigger ones. But anyway it turned out he was paying over 151000. Dollar a year and see and he didn't know. And when we got him set up in the self directed program is being what 250 dollars a year. Still a huge a huge difference I remember him saying to meet while. I'm I'm already nearly 151000 dollar they had this year simply because it's not coming out the back end. My retirement portfolio. And I said yeah absolutely and so you know we were able to put him in the program would have done very well for him. And hats and contractual row. And so but you know and unless you unless you know about this stuff. You just contribute every single month they do dollar cost averaging and then they take their feet and regardless of what the market does Wall Street gets paid. Hello I'm sure there's a whole other debate that goes just into the ethics of that. Stephen Gardner it your book is a trouble RBC three bridge over troubled Wall Street where can we find the book how we find out more about chip. Well you can go to alternative money report dot com. And get some information they're and that will give you the opportunity to purchase the book. And and learn a little bit more about this learn about these rich land that can contractually urgent by the 7%. Learn about how to get into these self directed programs and how to lower your seats. It's a great opportunity. And I I think people really enjoyed the book at it I believe there's a reason it became a best seller. Also your bridge planned dot com so tickets Stephen Gardner and his book a bridge over troubled Wall Street Stephen thank you so much for joining us this morning. Thank you Greg here's having an ounce cup of coffee in the rest of your morning and it's great burst your weekend. Conversation to the public affairs program of this station. While this conversation I'm rusty Cruz thanks for spending some time with us this weekend joining me in this segment. Is Tarek Jurgensen and how are you Tara Murray. Do you iron. The co president and chair of the event that's going to be happening get up and go five K backtracked on okay. I'll tell you about the five K to get up in golf by K I like tip because. You can running your demons could not actor. I know where I got back here it's on April 9 and it begins at 8 AM and erase part is that they are park City Hall. That's very easy to find. And it's a five K but they're also one point 25. Or past. Work at it and an under or anyone at different kind of get their credit but they don't wanna take a while I was quite yet restraint is healed healed. You know he's better but also people that mean he had never done at that Qaeda or and that Alec and then he did it parted. And I asked our idea with the whole gamut run by and saying. Hence the title get up and down hole. Get up on a bed and tango and I was like finally when I realized I was like say game Beckel just again and that's probably why it's there was any. Way stat I am. The kids dads you said it's one point two. A mile and a quarter basically exactly on in order can parents do that with their kids. Yeah IDS so am you know Simpson can beautiful I came at a goalie grant green lake so we encourage batted well. Aren't they you know there are kids that are probably younger or parent I have never done and they like that the it is a water break at that park where men act around. Animal acres that basically Iran and lakers from city hall and back out there ED very excited. That we did finally get it well able for everybody and for everybody it. Now is the kid's dash I am not familiar with that area. Is it a different group than actual by K. It's not it at this shortened route that he could even decide midway candidate and not even. And it'd feel like it in my state are out and it all flatten her out flat. I Qaeda have one little help and on the down low and his beautiful stream creek is very scenic and they are are in Dubuque area. Now is the very incredible brand and aren't edited a little bit of account that you're you're Reiner and learn a little help it get ebitda that. There and Aaron if he wanted to block have been solid here are going to marketers agony and lock up and I'll lay that. Scenic route and he come back down and that kid's dash starts at what time. Exactly the same time as the five K at the last hole. And so basically you know what this started segment. And you know that'd be you decide you want a little bit at midway and beautiful by K but certainly possible. Now how many people are signed up already for the five K. You know I'm not at age and I'm not about Abbott is their first year so we really encourage people to come out. And in this quiet and you know obviously want a local communities you know about that we're trying to do wider reach you because you really want people to get no lake art market the beautiful area. And a lot of friendly people. And produce training period you know our people to live at for only ten minutes from northeast Seattle at that very quick. Little you know trip out here and it. I think people don't know we're here and we're a great neighborhood and we running treat people that come out and check Ater. You are area on our dogs out on the bike take. They actually are that in the act and well aren't they required police had been obviously clean yeah and get spring finally got. Our. I don't easily rape at my god as. I find that you bring your diet and it's very down but it your locker. Room or via a surrogate you're certainly welcome relief and you're animals. On what if you've been you know all each had BV running off those pounds and empathy and ready and it installer is out of. Yet it is possible there are curved on the route and that would probably be you know you via walker lately or to limit confident it will work those. Those currents and you know we tried it he'd been mostly on why I bought it the great new light box network but are part. And I mean and we did closed down a street. There it is uploading dollars you'll design in the last wave. And eighty considered jogging or walking or is trying to go really fast. I end im sorry to start time again for the race start I'm gonna raise an eight day air group at lake forest park City Hall. By taking you pre register online. You can we have a web site and get out and go buy a forget that I've apart and dot com. And an honor Japan real easy link you can click on current situation. Information and our sponsors and I'm really excited about the people that we have coming out we an inspirational speaker lower or Al ain't around Agassi the founder Steve Murdock who else will be speaking. We have our mayor that indeed there in great prizes for local businesses. We have it's going to be great event and really don't report that we also have another neighbor. I killed called Coke and outfield they're gonna happen with accessed. And and elsewhere according yak and so we're the party other fields in the near that as well at that event. Some comments is radio registration for the five K. How did you hear that question how much is that registration in order to sign up to have to run five K. There are trying to keep it very reasonable also per adult that the only thirty dollars. Part flew between the when he. And it's free for ten and under these very very reasonable for failing to do that together at the nineteen kind of activity. Anna and them being revealed. You act. And as I've I've done on I I haven't done kids dashed by I've gone to events and they do they believe have a blast is running you know even in the mile a mile and a quarter which is basically haven't. Exactly. They really know bracket them that yes. Mart iron out the proceeds from this run to get up and go five K is going to the Seattle Children's Hospital research. On the in uncompensated care can you tell me a little bit about that how you got involved. A court and do well and eight weekly cabinet meeting readers program and meet its recently started putting funds toward that program. I bet that there had me you know why and why haven't I think and not had buried the layered but basically when I lived that athletes or our eleven years ago I ran into the Coke dot that. Farmers' market they were selling item trade Manny for their ilk. And they had a friend passed away from a pediatric brain humor and Varejao and readers. And that it kind of writing it in that can make IQ but I credit the court there ill but is the junior Gelb though. Later I decided Ewing shared in deal which is older women. And pat built in effects. Since 1947. It very static IPC preceded the history of big hill and and and shortly after it panic Alabama and got very ill. And he was later diagnosed with credit is he did it I mean did theme aren't I had to take a break from the built for a while. That when I returned I decided they are liberal and co president. And really try to steer the front retreat errors and those that did that are being treat that children. May be other hospital created. And effects from the fun. And that the very open map. I'll tell. And more about that sharing guild I'm not familiar with that. At a hearing on it and think you know in the neighborhood that forum is fed the years ago. And they've been to being mainly event oxygen iron and whatnot. In the dark earth you're getting something like that I'm trying to incorporate her fairly friendly activities. And that are also great for the community so that. And you know it in growing and it. Earned changing and a good way but we're also built direct than than current uncompensated care which is the original call of that ilk. Okay sorry how many members in the sharing deal. We have about fifteen members currently. Yeah right I'm wiccan I am just intrigued by as the hook up not do you have a website Wiki get more information on the sharing her. I'm currently an eight back he had become like at and you'll hear event and we do that three year. Al. And I can add to that effort I think they're really I do about it we we want people to come and click or are out. Yeah what is your goal what do you what do you hope to raise appellate what's amount of money which I like to raise. Deep. Have you thunder out viruses and you know you know we are you thinking. Wendy added I'm really happy that. I. Think he has been briefed and the waiting has already and the police department on mountain and offered their services at locked down three. The youth council has operated on here neighbor in visit that have been needed. You know get hard toward the price is. I'd you know like it that our our our inspirational speaker. I'm Laura being is conducting yell at the party. And we did have a lot of there's a lot of meeting people late for her but to come out of woodwork and operated on air. And whatnot and I'm so grateful for that already and we had a great. Aren't present at edit and and anything out is rob we'll that we definitely want people to come out and enjoy the event at at the bigger picture right now are. And yet that you know obviously we appreciate and the you don't have to part with the EU. He donate about the voter registration paid by Nat with eking out I might do it and they're to donate action worries and Downey and if you know you want you to be that many to occur that the battery they're. He's had good that's good on now another question about the race it's a five K do you have bomb and he sent for the kids race. That there was a some water stops are there any one or something by K. Yeah our contract to underwent a again I get kind of wears these sounds kind of like yeah. But I don't tell myself OK stop people and yelling no no one mile to go does suck it up he did drink at the end that's an atomic this isn't anyhow yeah. Yeah definitely have a lot of there that the area I dare any price is for like first plays in on that or there are. Didn't yes that so doctrine now has given against certificate and local businesses have given gift card. If we get and that's pregnant and we can offer and being like that hatch I didn't as well that we're building on her that we have an amazing ride that thing going up our it. And week out. But you know it ironic that you hundreds and they've run for the price that they yet. Are pregnant or out. Definitely an and finally if you're serious runner than you know about who you can't wait to be done with the race because of the after race party so what's gone on after the after the race. After eighteen coconuts since kindly offered you an epic and not regret that they'll work we're over in the heat on the web app practical include. It'll be a grab and go back and beat it and enjoy that we're definitely it has everything at it and it's a family and are written in general. And people do beer and pizza on just throwing. I had remembered. All Belichick it's all relative because Dion CD I have 4 in the morning every day I'm having lunch spiked by 9 o'clock the soaking it in better think about think about that time today OK not gonna I heard that I'm not a beer drinker but I'm just thrown a suggestion out there. Mac OK Terence you need female overtime just let everyone know where they can find information about the run and where they can sign. It will pretty good to get at and go five K dot her that our web site is an addict yeah lean on the tarmac at. Very similar fate is fully present path thank you Tehran cannot talk you thinking so much they appreciate everything don't appreciate it have a treatment. Yes you tip conversation to the public affairs program on this season. Plugged receipts and I'm your host Steve accrues. I talked to Jennifer let it DP of marketing at the collection Jennifer are you know I'm good things are taken its time to talk to me really I am a am really happy talk to you because I love those and hasn't gone for good I vote. TU because it's. Sale now for the spring 2016. Standout style runway show at the collections happening April 23. On time out a little bit about that I try to make it to the last when you guys had an aide did it but this actually for it on a good cause so. It's happening April tweet there at what time and where exactly in doubt. Shirt so it's at 9 AM apps and Akron W square and it's state ticketed event heeded ticketed events for the show and it's before we open and then the great news about it right after the shocking is something you liken it ran way at the stores are open their four UN and I you're ready to count down. But you know every time we guess passions are like this we donate 100% of the tickets and failed to. An organization and does this year. We're donating that money to east I'd be eighty corner and arms and we're real excited about that partnership with what we're doing for this spring. I'm will be talking to ease IP corner a little later increased yeah Brady cannot. You talk about that I'm Tommy tell me about the fashion show what exactly (%expletive) are we gonna be seen you know going down the runway. Sure we know our winter especially this year has been that terrible and it's it's part of that brought different sharing spring you even though closed can start coming out arch. It's really hard again it inspired by hand with what the weather's doing especially with you know operated everything citizens can have our chance to show some fresh bashing can mean immigrant way and so we're gonna have eight different trends that we focus time and we have what's called I'd look bucket we really however I am and we just sexy shot for the looked broken some wonderful factions coming out and say oh with a book spoken with the cheerleader the eight different strands when it caught the cold shoulder. And that is this idea that you seek had to have additional or whether it's off the shoulder or how to value of peace and cute things where. He can show little in that you're not bearing to match and it really feels fresh for spreading. Also the white shirt which often comes back at this time a year really taken a big trend likely teacher mental discipline to wait. Chris. Shirt that comes in all different kinds structures. In and out it really bring respect panic Christmas to this season that you can Wear it in. Bunch of different. Weighs whether it's like it in one case their look book or showing it as an actual draft. But it's made out of that shooting material that really. White. Clean. You know. Real practiced. Since he announced that those those are coming back again and making big statements that trust of course is coming in for spring here. Killing those really great to to scholars. I'm and that can be an effort and people like we're showing it as well the color pop at the turn at percent people. What we'd like to do was inspire people to pick on a piece of the trend. That's not how people necessarily what they have to where it's really about being inspired the company the other red wing going I could pick that necklace that or. You know I like this idea and making of their own concession really should be apparently. Make you feel good totally I'm the that it is one of those three you can go Ali and yeah. Or you can achieve the opposite yeah and then we've got California dream in which always kind of comes that every year it's certain that. Host seventies by a bit and that's one of those three wanna be carefully don't go. You know. Too overboard you like your doing a cart and may I am. But there's a little bit of that you know cool girls ride in it there's some print that comes with that system and textures. There's certainly some willingness that comes with that statement about the items that. It's have it to really country and the people can again take a little bit in and added into the wardrobe. Pajama party which is where that where both the chairman and CEO I'm lingerie it really is kind of work and that is where a lot injury for daytime. And you did Adam look like particular camp kind of thing you lose can't we showed it in Aaron looked at a couple different ways. And then out strikes early stage you know usually it's kind of this nautical feel we went more with a rumpled straight and really showing him in different ways. In terms of. He can stretch shoes doesn't really hiring now or you mean just that there's some wonderful straight dresses they're Green Party conscious as Intermec that reassuring. Ruffles are in this kind of different way to look at it Tran is kind of a combination of Victoria and as well as the plumbing code kind of guy that we we went down more than a make or ruffled vibe with that and really great sleeves that. So off to tranda. And then modern vantage and advantages. I'll have been sort of referred to as the DJ girl in. In some of the 2000 that this eclectic combination he might you know that this is for some of his bold enough to combine. Checks went. Maybe if Laura scared and read out with a wonderful brooch on that's how we show that I would sit and sort of this combination looking like Q have a modern twist an advantage. How uninspired just listening to him this is let us vote. Of the things they're gonna shine down a runway and again we try to really make sure that we. Are showing a threat as things from all the different stores that people feel included in the in the picture and an inspired to figure out what might work for them. So Tom I know there's a bunch of stories I love over at Bellevue on our are you even all the stores like how to how do you pick which store. You know and this is that some of the stories and actually just tap and corporate policy that they don't ever show their clothes on models without. You'll be accommodations are generally white prep the stretch but it's not every store just it's just. And something that kind of happens in the industry with brands that connect thanks have a little ecstatic as we have quite the brat. And of which stars are gonna be in in in again I think people. There should be something for everybody and it's pressure. On it you were talking about the look book how do we get our hands on look what is something that comes when you buy a ticket or can we had to look at. But the fact is something we make available Lee actually put it into our Cadillac that we email. Ready for the season hits at the end of march really it's actually sure it's early April and then will often have the book book which is a separate peace with in the catalog. Pulled out and you can receive that Aaron. Anywhere in these square worthy frames are and we. What we outrage Ager in the amount of April it had these frames that that are. These street boxes that show the different transient to help people out you know for the month of action. And so on all of those we'll have the public that present and then our website. Look don't have a foot putt that you can actually usually get. Trip I prefer to see if there weren't. I like physical copies right now I don't hear it straight right here it's a little square PC is being hurt and I realized I would definitely wanna see the look book that's that your on the so the tickets are forty bucks is that correct Kerry in an like you said it will be going to the east side Beattie coroner on how our house the seating is a first come preserve our. It is it's. It's it's something that you'll want to if you purchase the techie wanna be they're little early to do it and even admitted to get heated week of practice and integrate practice that we have with that they and. That goes with that as well as again it's Friday and some special items like from the stores Sanyo to get a ten dollar about it. Collection gift certificate with that Atlantis start your spring. Ran off with a little gift. On and how long is itself it's usually about forty minutes forty minutes to be an hour I know why I. You know it's interesting. And most shadows in that new York and a tank and I think are much shorter. I for a fifth day accommodation. That fashion and an entertainment components that we like to make sure shows are longer and and that we ought to release the wide breath the clothing that really kind of it is very different large broader audience. And in the shops opened up an EM MI correct they actually open up at 930 that the show will go a little bit and opening up and down then the asterisk will be proven winner of this as an. Jennifer about receive up on taciturn and didn't and that's going to be inspired insists apple way. Well thanks so much can you tell everyone once again where they can get those tickets and more information on the fashion show. Sure if they want to get to our web site and they can get as spring action dot LD collections are calm and they can protest tickets there. There again just quickly it's spring fashion that by the collection dot com. And as it has seating is limited so and they sellout cracked there's something about 200 seats additional. And tailor make sure they keep it tickets. Great so up proceeds for the runway show at the Bellevue collection will be going nanny a portion actually a 100% of the proceeds will be going to east side B corner. And to talk a little bit about east side B corner is Renee Zimmerman of the executive director there hibernate. Hi good morning pinky for having me Paula thanks for taking the time talking to me until about I have no clue what he's side big corner is so talked to me about that. Maybe corner is a nonprofit fans here that has been around for 26 years. How are we have a standard as handed out turning Caron red line. And Cuban nurse practitioner of and in practice she noticed that she many babies were going home from the hospital without. And stop the necessary staff as these. Stanley is needed for healthy start for these kids so. He decided to do something about it and not complain about it but do something about it and that which she did was she rallied. The community behind the cotton and together they worked to create this thriving organization that is ground from hearings kitchen table. Into an operation that is helping nearly 700 kids a week. How old now and don't call east side baby quarter now. Yes the volleys he tried baby corner or EBC and how we. Refer to a CE EC it. Makes sense. Of what we do you can view is we'd hate what the community. Give out whether it's money order out. You know like clothing that their children have outgrown or strollers that and they about ground. And then we paid and that we take the money to purchase those essential goods like car seats. I am food and formula and diapers and then we give them out to the kids living in poverty or crisis. And we do this through working with social workers teachers and nurses through over a 170. Programs and sites. Under fifty program agencies Blake hope link many of your listeners are probably familiar with them mark why did BCA friends of used. Or local food banks hospitals and early head start program won't. And then upon those partner in order what items they need. For the family is that there working lip and then they we haven't already for that and the end of the week later for them to pick up. And so it's a pretty pretty. Fascinating processed and are able to make a huge impact in our community. Do they you asleep for them to do that is to go online to baby corner not allergic. And we have a link they aired that says what item we donate and where to drop them off we do you have. To pop psych units in red and that the Mary marsh storage unit and Redmond. Forget what that ad read waste storage unit and then we have when an infant core hi Lindsay and then of course. Here at east ID B corner where located an Issaquah for the times and locations are located on our web site. Nice of course those things they are tax deductible right there are tax write off. Uh oh at. Literally and it's a great way to recycle and it's a great way to get clean people's houses in closets out and the Bellevue connection is that Bellevue is one of our who is our number one area that we serve and and so it's good. Great partnership and do the money that's. Raised is this really great event it. You'd think they'd be cornered gives the kids and our local area within easy. Everybody else who wants to buy tickets are still available through fashions on film collections dot com and conversations is a public affairs program of disease.